FAQ

Why do I need to buy insurance?

Life insurance has several purposes.  Its most important function is to replace the earnings that would cease at the death of the insured.  For businesses, life insurance is a way to protect the key employees and the business itself.

Do you offer free consultations to new customers?

Yes.  We do a free financial analysis of your income and assets then we assess the need and prepare a quote for your review and approval.  We also do a free policy review of any existing coverage you might have to determine whether or not additional coverage is needed.

How is your business different from other agencies?

All insurance agencies are different in that they may have different insurance carriers. An insurance agency has the freedom to choose any carriers and products they want to sell.

Is there a certain age to purchase life insurance?

No. Life insurance policies can start as early as fourteen (14) days old for a child and some policies go up to age 85.  The earlier you purchase life insurance the more affordable it is and the less likely you would have encountered any health issues.  The younger you are the more insurable you are