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5 Tips to Get the Best Life Insurance Policy
Many people who are buying life insurance don't necessarily get the best deal. Below are 5 tips on how to get the best life insurance policy:
1. Get a medical exam.
2. Get a screenshot of the Quote.
3. Save money by layering term policies
4. Opt for an Annuity payout instead of a lump sum
5. Don't volunteer unnecessary information
Getting the Most out of Your Insurance Plan
When structured properly a life insurance policy can be used as a wealth building instrument with living benefits such as saving for a child's college education or retirement planning. It can also contain a plan to cover chronic, critical or terminal illness benefits. We will do a financial analysis to help you understand what your need is and then we will structure a plan to help you reach your goals.
Whole Life v. Term Life
Most people are not quite sure of the difference between whole life and term life insurance. It's really quite simple. Whole life insurance is for the duration of your life until death and term life insurance is for a specified policy period. This coverage will terminate at the end of the policy period.